Jean-Paul Perrault

• Chambers USA Guide, Louisiana - Corporate/M&A, 2013-present
• Martindale-Hubbell™, AV Preeminent® Peer Review Rated Lawyer
• The Best Lawyers in America®, Baton Rouge: Corporate Law and Insurance Law, 2016-present
• The Best Lawyers in America®, Lawyer of the Year, Baton Rouge: Insurance Law, 2024
• The Emerge Center, Margaret Neely Award Recipient, 2022
• Council for A Better Louisiana, Leadership Louisiana, 2011
• East Baton Rouge Mayor-President, Leadership Class, 2003
• Baton Rouge Business Report, 40 Under 40, 2002
• Baton Rouge Area Chamber, Leadership Class, 2002

• Represented a financial services company in a 100% sale of a subsidiary insurance company with reinsurance issues.
• Represented a financial wellness service company in a capital investment transaction with a capital asset management company.
• Represented a financial technology company based in Colorado in structuring and negotiating a loan purchase agreement, requesting opinions to certain opinion parties, and the closing the transaction on an expedited schedule to coincide with the closing of an additional capital raise.
• Represented a statewide credit insurance business in preparing a credit insurance policy, along with all processes and documentation.
• Provided structure, advice, and consultation for a Detroit Big 3 manufacturer regarding the client’s initial foray into aftermarket sales of ancillary products.
• Served as main outside counsel for a Japanese Big 3 manufacturer’s captive finance company, providing structure, advice, and consultations for their restructure of credit insurance and guaranteed automobile protection processes from inception through cancellation, refund, and run off responsibility.
• Represented an owner/developer in contractor lien disputes with more than a dozen lien creditors on a 100+ acre major retail development.
• Represented clients in multiple 50-state research projects regarding credit insurance and related ancillary collateral protection products.
• Served as lead counsel in a complex public-private partnership transaction, representing a client in a complex public-private partnership transaction, including the development of a resort in Mississippi, that involved tax credits, governmental economic development incentives and guarantees, hotel franchise agreements, and more.
• Assisted a state government retirement system regarding its investments in a real estate and energy asset fund located in the Caymen Islands, providing assistance negotiating the investment transaction and its underlying documents, including the ultimate change to an on-shore approach for the investment vehicle itself.
• Represented a German automaker in restructuring the entire service contract documentation for a national program.
• Represented a client in purchasing a national vehicle warranty and service contract company, including change of control advice and approvals.
• Represented a start-up with $195 million in borrowings via private placement of notes and stock regarding corporate structure, interaction, and closing.
• Represented a heavy truck manufacturer in creating a 50-state warranty program.
• Helped a minority shareholders in a closely held bank holding company defeat management-offered amendments to reduce minority protections in the holding company’s structure.
• Represented a U.S.-based manufacturer and global distributor of surf products in an asset sale.
• Assisted an employee retirement fund regarding its investments in a real estate and energy asset fund located in the Cayman Islands, providing valuable insight in negotiating the investment transaction and its underlying documents.
• Represented several clients in large capital financing transactions under Reg D accredited investor registration exemptions.
• Represented a client in the negotiating and documenting a $95 million construction contract and $3.5 million architect contract in the context of a $200 million total project for new casino development.
• Represented a major credit insurance agency regarding national product implementation, development, and sales.
• Represented an environmental company in its $40-million divestiture involving the sale of a company with U.S. government procurement contracts and complicated by the seller’s ownership structure, including trusts and intellectual property rights to be transferred.
• Collaborated with a multidisciplinary team of transactional, real estate, commercial finance, and environmental lawyers in a complex agreement with a seller (and adjacent property owner) to complete a $9.4 million re-subdivision and purchase of the property in question.

Publications & Presentations

• "What’s Insurance? Insurance for Non-Insurance Lawyers" Equipment Leasing and Finance Association (ELFA) Legal Forum, May 7, 2024
• "A lender’s guide to refund fees and charges of ancillary products" Auto Finance Excellence, October 25, 2019
• "Insurance and Ancillary Products Q&A" 2019 Consumer Finance Legal Conference, October 15, 2019
• "Landmines of Customer Insurance Programs" 2019 Consumer Finance Legal Conference, October 15, 2019
• "Regulatory Impact on Commercial Finance" 2018 Consumer Finance Legal Conference, October 19, 2018
• "Ancillary Products in the News: CPI Issues, Examination Attention, Licensing, and Litigation Issues" 2018 Consumer Finance Legal Conference, October 18, 2018
• "Insurance / Ancillary Products Q&A" 2018 Consumer Finance Legal Conference, October 18, 2018
• "Hot Topics and Trends in Ancillary Products" American Financial Services Association (AFSA) Law & Compliance Symposium, January 30, 2018
• "Insurance 101: The Basics of Insurance in Personal Property Financing" 16th Annual Consumer Finance Legal Conference, October 12, 2017
• "Ancillary Products in the “All-In” APR Minefield" AFSA Ancillary Product Working Group Annual Meeting, May 24, 2017
• "State of the Nation with Ancillary Product Update Maps" 15th Annual Consumer Finance Legal Conference, September 29, 2016
• "Back to Basics (and the Future) – Ancillary Products, Insurance and Terminology" 10th Annual Consumer Finance Legal Conference, October 20, 2011
• Numerous client alerts and “insights”