Kristi Wagley Richard

• Served as local counsel and title agent regarding construction financing for a student housing project.
• Served as Local counsel and title agent regarding the acquisition of approximately nine separate parcels of land. The acquisition involved multiple owners and a complicated servitude parking agreement with the city.
• Served as Uniform Commercial Code counsel to telecommunications company and its subsidiaries in connection with a securitization of receivables transaction: issued approximately 20 UCC perfection opinions based on various states’ versions of the UCC in connection with at least two tranches of this transaction.
• Provided structure, advice, and consultation in representing a Detroit Big 3 manufacturer in the client’s initial foray into aftermarket sales of ancillary products. Product initiatives included motor vehicle service contracts, guaranteed automobile protection, tire and wheel protection, and more.
• Served as Uniform Commercial Code counsel to a telecommunications company and its subsidiaries regarding a securitization of receivables transaction: issued approximately 20 UCC perfection opinions based on various states’ versions of the UCC in connection with at least two tranches of this transaction.
• Served as Counsel to the purchaser in a multi-million-dollar acquisition of a regulated telecommunications company and its 18 subsidiaries, which included entity formation, equity injections, financing of the transaction, coordinating with several law and brokering firms.
• Served as national council on a mortgage lender project to expand offerings into title insurance in 30 jurisdictions.

Publications & Presentations

Publications

• "California’s new legislation takes aim at GAP waivers," Auto Finance Excellence, November 3, 2022
• "FTC’s Proposed Dealer Trade Rules Sets Sights on 'Add-on' Product Sales Regulation," Consumer Credit Industry Association’s CCIA STAR, Volume 9, Issue 2, July 2022
• "A lenders guide to refund fees and charges of ancillary products," Auto Finance News, October 25, 2019

Presentations

• "How to Start an Agency/Producer and MGA," Insurance Symposium, Austin, Texas, April 18, 2024
• ACC Louisiana Professionalism and Cannabis in the Workplace CLE Programs," Louisiana Chapter of the Association of Corporate Counsel (ACC), New Orleans, Louisiana, November 3, 2023
• "Voluntary Protection Products and Expanded State Regulation: Where Are We Now?," 2023 Consumer Finance Legal Conference, October 11, 2023
• “Professionalism: A Generational Thing?,” McGlinchey Jazz Fest CLE, New Orleans, Louisiana, May 2023
• “Cybersecurity and Data Privacy in the Digital Age: What Keeps You Up at Night?,” Consumer Credit Industry Association, St. Pete’s Beach, April 2023
• "How to Start Your Business and Get Women-Owned and/or Minority-Owned Certified," March 1, 2023
• “Starting and Growing Your Business: Can Women and/or Minority Certifications Help?,” Junior League of Baton Rouge Women’s Leadership Conference, Baton Rouge, Louisiana, March 2023
• “NFTs in Commerce: Sales, Financing, Security Interests and other Transfers,” Louisiana State Bar Association Dazzling Disney CLE, Orlando, Florida, February 2023
• "California’s new legislation takes aim at GAP waivers," November 3, 2022
• "Ethical and Professionalism Dilemmas in the Transactional Context: Can You Do It and Should You Do It?," September 16, 2022
• "Ethics and Professionalism in the Transactional Context," American Bar Association, Washington, DC, October 2022
• "FTC’s Proposed Dealer Trade Rules Sets Sights on “Add-on” Product Sales," August 12, 2022
• "Regulatory updates and considerations for GAP providers and creditors," March 25, 2022
• “Voluntary Protection Products: Regulatory and Litigation Risks and Updates,” Consumer Finance Legal Conference, New Orleans, Louisiana, October 20, 2022
• "Thinking of Selling Insurance? Ask the Experts Everything You Want to Know About Getting Licensed," 2022 Consumer Finance Legal Conference, October 20, 2022
• "Ethics & Professionalism," Association of Commercial Finance Attorneys (ACFA) Continuing Legal Education Weekend (CLEW) 2022, New Orleans, LA, June 5, 2022
• "Voluntary Protection Products Are Under the Microscope," 2021 Virtual Consumer Finance Legal Conference, October 13, 2021
• "Insurance Referrals, Compensation, and Licensing," 2021 Virtual Consumer Finance Legal Conference, October 13, 2021
• "GAP Update on Legal Matters," Consumer Credit Industry Association (CCIA), June 29, 2021
• "Transactions 101," Louisiana State Bar Association 2020 Louisiana Young Lawyers’ Conference, Baton Rouge, LA, January 17, 2020
• "A lender’s guide to refund fees and charges of ancillary products," Auto Finance Excellence, October 25, 2019
• "Transactions 101", January 17, 2020
• "State Law and Examination Trends in Ancillary Products," October 16, 2019
• "Ethics and Professionalism in the Transactional Context: Ruminations Part 9.5," November 15, 2019
• "Insurance and Ancillary Products Q&A," 2019 Consumer Finance Legal Conference, October 15, 2019
• "A lender’s guide to refund fees and charges of ancillary products," Auto Finance Excellence, October 25, 2019
• "Ethics and Professionalism in the Transactional Context: Ruminations Part 9.5," ABA Business Law Section Commercial Finance Committee CLE Fall Forum, New York, NY, November 15, 2019
• "State Law and Examination Trends in Ancillary Products," 2019 Consumer Finance Legal Conference, New Orleans, LA, October 16, 2019
• "Insurance and Ancillary Products Q&A," 2019 Consumer Finance Legal Conference New Orleans, LA, October 15, 2019
• "Like a Box of Chocolates; You Never Know What You're Gonna Get: Multi-Member LLC Interests as Collateral and the New Model Form Security Agreement for Security Interests in LLC Membership Interests," Association of Commercial Finance Attorneys Meeting, New York, NY, January 9, 2019
• "Hot Topics and Trends in Ancillary Products," American Financial Services Association (AFSA) Law & Compliance Symposium, San Diego, CA, January 30, 2018
• "Ancillary Products in the News: CPI Issues, Examination Attention, Licensing, and Litigation Issues," 2018 Consumer Finance Legal Conference, October 18, 2018
• "Insurance 101: The Basics of Insurance in Personal Property Financing," 16th Annual Consumer Finance Legal Conference New Orleans, LA, October 12, 2017
• "Ancillary Products and Credit Products Legislative Update," 16th Annual Consumer Finance Legal Conference, New Orleans, LA, October 12, 2017
• "State of the Nation with Ancillary Product Update Maps," 15th Annual Consumer Finance Legal Conference, New Orleans, LA, September 29, 2016
• "Estate Planning in 2014," Halfmoon Education / Foxmoor Continuing Education, New Orleans, LA, December 16, 2014
• "More than IOU: Understanding, Drafting and Negotiating Credit Agreements" April 6, 2013
• "More than IOU: Understanding, Drafting and Negotiating Credit Agreements," ABA Business Section Young Lawyers Institute, Washington DC, April 6, 2013
• "Can You Keep A Secret?: The Accountant-Client Privilege," LCPA's Forensic and Litigation Services Workshop, October 26, 2012

• Baton Rouge Business Report, Influential Women in Business, 2025
• Chambers USA Guide, Louisiana Corporate/M&A, 2023–present
• The Best Lawyers in America®, Insurance Law, 2022–present
• Leadership Council on Legal Diversity, Atlas Award, 2023
• Louisiana Super Lawyers, Rising Stars, Business/Corporate, 2018–2023
• Louisiana State Bar Association, Young Lawyers Division, Bat P. Sullivan, Jr. Chair’s Award, 2018