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Paul Carrubba and Scott Jones will present two sessions at the EPCOR Payments Conference, May 21 – 23 in Columbus, Ohio.

In their first session, "Does 'Presumption of Alteration' Affect My Institution?", the duo will discuss the Federal Reserve Board's implementation of final changes to Regulation CC to establish a new evidentiary presumption of alteration. They will also explore how this change may affect disputes between financial institutions when determining if a check has been altered or forged.

In their second session, "Don't Be a Legal Target: Advice from Two Payments Attorneys," Paul and Scott will address how to avoid being a target by making sure operational and security procedures fit the criteria of “commercially reasonable” from the court’s perspective. Attendees will learn how financial institutions can increase the potential for success in the event they are sued, examining and learning from lawsuits brought against financial institutions by consumers under Regulation E, by businesses which were the victims of account takeovers and by customers and non-customers based on check fraud.